MCIS Zurich Insurance Berhad Strength In Fund

The Objective Of The Fund MCIS Zurich Insurance Berhad

MCIS ZURICH Balanced Fund is a diversifi ed portfolio consisting of equities, fixed income and money market instruments in various ratios with the objective of striving to provide the best returns and at the same time safeguarding against any negative development in the area of investment. It aims to have a balance between capital and income growth and appeals to conservative investors. While the focus will be on both equity and fixed income, the ratios of eachat any point of time would be dependent upon prevailing market and economic conditions.

MCIS ZURICH Equity Fund would focus more on investment in equity to attain medium to long term capital appreciation. Besides equities, this fund would also invest in money market instruments with the actual allocation to be based on prevailing market and economic conditions and technical factors. This is more for aggressive investors.

MCIS ZURICH Income Fund would focus on the objective of providing income distribution on a regular basis while at the same time preserving capital - basically to cater for risk averse investors. While the fund would be biased towards fixed income instruments it may also invest in money market instruments. Decisions on asset allocations and ratios will depend on the fund manager’s views of the local as well as global macroeconomic conditions.

MCIS ZURICH Jati Fund focuses on the needs of Muslim investors and is invested in accordance with Shariah principles in Shariah - sanctioned equities, money market instruments and fixed income instruments in various ratios depending on market and economic conditions prevalent at that point of time. However, this fund would be more biased towards investment in equities. This fund’s objective is to invest in companies that provide good prospects for capital appreciation over the medium to long term. Even though the Jati Fund is invested in Shariah- approved securities, the fund is not a Takaful product.

MCIS ZURICH Dividend Fund is to achieve a steady income stream with potential for capitalgrowth over medium to long term by focusing mostly on high dividend-yielding stocks and money market instruments.